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What is a Reaffirmation Letter?

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A reaffirmation agreement is a form that Direct Lending sends to you to let you know that you have been inadvertently over-awarded in Federal Direct Subsidized or Unsubsidized aggregate loan limit totals.

The letter gives you two options to restore your Title IV aid eligibility: 

1. Pay the amount of the overage back to Direct Lending.
2. Sign Section: 4 Requests, Understanding, Promise to Pay, and Authorization of the agreement. By signing, you acknowledge the overage and agree to pay the amount back when your student loans enter repayment.

Once Direct Lending receives and processes your payment or your agreement with the Reaffirmation Agreement signed, your Title IV aid eligibility may be restored.

Need additional help? Access 24/7 live chat, create a case from My ASU Service Center or call 855-278-5080.
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What is a Reaffirmation Letter?
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