Your parent may not be eligible for a Parent PLUS Loan if one of the following scenarios apply:
- Your parent is not a U.S. citizen or permanent resident.
- The only income your parent receives is Social Security or Social Security Disability payments.
- Your parent has adverse credit history, meaning their credit report indicates they are 90 days or more delinquent on any debt; are in default; have a bankruptcy that indicates they can’t incur new debt, a foreclosure, a repossession, a tax lien or wage garnishment; or a write-off of any Title IV Federal financial aid during the last five years. See the U.S. Department of Education's definition of adverse credit history.
If one of these scenarios applies, you may submit a
Parent PLUS Loan Special Circumstance Request and your parent can then complete and submit the Parent PLUS Loan Special Circumstance Form in order to determine eligibility for additional student Direct Unsubsidized Loan funds. They will find the form in their My ASU Finance Tasks when they log in using their guest access.
Please note: Submission of this form does not guarantee additional student Direct Unsubsidized Loan funds. Please remember to attach supporting documentation to the form. Your parent's refusal to take out a Parent PLUS Loan is not considered a special circumstance.
Need additional help? Access 24/7 live chat, create a case from
My ASU Service Center or call 855-278-5080.
