Generally, you must have a good credit history to qualify for the Direct Grad PLUS Loan. Your credit worthiness is determined by the U.S. Department of Education. The U.S. Department of Education will not share or send your credit information to ASU. Questions about your ability to borrow be should be directed to the Direct Loan Servicing Center at 1-800-557-7394.
If your credit report indicates you are 90 days or more delinquent on any debt, are in default, have a bankruptcy, foreclosure, repossession, tax lien, wage garnishment or a write-off of any Title IV federal financial aid during the last five years, you will not be eligible to borrow a Grad PLUS Loan. Please review
Direct PLUS Loans and Adverse Credit for a full description of adverse credit history.
If you are denied, please view
What Are My Options to Obtain a Grad PLUS Loan If I Have an Adverse Credit History?Need additional help? Access 24/7 live chat, create a case from
My ASU Service Center or call 855-278-5080.
